Citi Cash Back Card
Cashback card focused on dining, groceries and petrol for steady monthly spenders.
- Issuer
- Citibank
- Network
- Mastercard
- Rewards
- Cashback
- Annual fee
- Annual fee — often waivable
DiningGroceriesPetrol
Pros
- +8% cashback on petrol and private commute
- +6% cashback on dining and groceries
- +First-year annual fee waived (S$196.20 thereafter)
Cons
- −S$196.20 fee from year 2; needs ~S$800/mo min spend
- −Monthly cashback cap limits total rewards earned
- −Only 0.2% base rate outside narrow bonus categories
| Annual fee | S$196.20as of 16 Jun 2026 |
|---|---|
| Cashback | 8% on petrol & private commute, 6% on dining & groceries, 0.2% on all elseas of 16 Jun 2026 |
| Min. income (S'porean/PR) | S$30,000/yras of 16 Jun 2026 |
| Min. income (foreigner) | S$42,000/yras of 16 Jun 2026 |
Eligibility: Age 21+. Foreigners need a valid Employment Pass.
Who it’s for
The Citi Cash Back Card is a cashback card from Citibank, best suited to people who spend on dining, groceries and petrol. It carries an annual fee that can often be waived — confirm the current terms before applying.
View official detailsAlways confirm the latest fees, rates and terms on the issuer’s site.
Sources
- Citibank official product page
- MoneySmart: Cashback Credit Cards
- SingSaver: Best Cashback Cards Jun 2026
Last reviewed 16 Jun 2026.
Other cashback cards
- UOB One Card — UOB
- OCBC 365 Credit Card — OCBC
- Maybank Family & Friends Card — Maybank