Citi Cash Back Card
Cashback card focused on dining, groceries and petrol for steady monthly spenders.
- Issuer
- Citibank
- Network
- Mastercard
- Rewards
- Cashback
- Annual fee
- Annual fee, often waivable
DiningGroceriesPetrol
Pros
- +8% cashback on petrol and private commute
- +6% cashback on dining and groceries
- +First-year annual fee waived (S$196.20 thereafter)
Cons
- −S$196.20 fee from year 2; needs ~S$800/mo min spend
- −Monthly cashback cap limits total rewards earned
- −Only 0.2% base rate outside narrow bonus categories
| Annual fee | S$196.20as of 16 Jun 2026 |
|---|---|
| Cashback | 8% on petrol & private commute, 6% on dining & groceries, 0.2% on all elseas of 16 Jun 2026 |
| Min. income (S'porean/PR) | S$30,000/yras of 16 Jun 2026 |
| Min. income (foreigner) | S$42,000/yras of 16 Jun 2026 |
Eligibility: Age 21+. Foreigners need a valid Employment Pass.
Who it’s for
The Citi Cash Back Card is a cashback card from Citibank, best suited to people who spend on dining, groceries and petrol. It carries an annual fee that can often be waived. Confirm the current terms before applying.
View official detailsAlways confirm the latest fees, rates and terms on the issuer’s site.
Sources
- Citibank official product page
- MoneySmart: Cashback Credit Cards
- SingSaver: Best Cashback Cards Jun 2026
Last reviewed 16 Jun 2026.
Other cashback cards
- UOB One Card — UOB
- OCBC 365 Credit Card — OCBC
- Maybank Family & Friends Card — Maybank