HSBC Revolution Credit Card
No-fee rewards card with strong online and contactless earn, convertible to miles.
- Issuer
- HSBC
- Network
- Visa
- Rewards
- Rewards points
- Annual fee
- No annual fee
Beginner-friendly
Online shoppingDiningEntertainmentTransport
Pros
- +No annual fee, permanent — no waiver to chase
- +Up to 4 mpd (10X points) on online/contactless spend
- +Beginner-friendly, simple day-to-day
- +Rewards points convertible to miles via Visa
Cons
- −4 mpd capped at ~S$1,000/month spend
- −High rate limited to eligible online/contactless spend
- −Low base earn ~0.4 mpd on everything else
| Annual fee | Noneas of 16 Jun 2026 |
|---|---|
| Min. income (S'porean/PR) | S$65,000/yras of 16 Jun 2026 |
| Min. income (foreigner) | S$65,000/yras of 16 Jun 2026 |
Eligibility: Changed 1 Oct 2025: base minimum is now S$65,000 — BUT existing HSBC customers with Total Relationship Balance ≥ S$50,000 keep the old S$30,000 (S$40,000 if self-employed). Age 21+. Secured option: S$10,000 fixed deposit.
Who it’s for
The HSBC Revolution Credit Card is a rewards points (convertible to miles) card from HSBC, best suited to people who spend on online shopping, dining, entertainment and transport. It's beginner-friendly. There's no annual fee to worry about.
View official detailsAlways confirm the latest fees, rates and terms on the issuer’s site.
Sources
Last reviewed 16 Jun 2026.