American Express Singapore Airlines KrisFlyer Ascend Credit Card
Co-branded KrisFlyer card for Singapore Airlines loyalists, with hotel and travel perks.
- Issuer
- American Express
- Network
- Amex
- Rewards
- Miles
- Annual fee
- Has an annual fee
TravelDiningGeneral spend
Pros
- +Earns KrisFlyer miles directly, no transfer step needed
- +~1.2 mpd base on both local and foreign spend
- +Bonus 2 mpd on SIA, Scoot and KrisShop spend; Grab bonus capped
- +Complimentary annual hotel night plus Hilton Honors Silver status
Cons
- −S$397.85 annual fee; pays off mainly for SIA flyers
- −Amex less widely accepted than Visa/Mastercard in SG
- −Bonus categories are capped
| Annual fee | S$397.85as of 16 Jun 2026 |
|---|---|
| Miles per $1 (local) | 1.2 mpdas of 16 Jun 2026 |
| Miles per $1 (foreign) | 1.2 mpdas of 16 Jun 2026 |
| Min. income (S'porean/PR) | S$30,000/yras of 16 Jun 2026 |
Eligibility: Age 21+. Amex does not publish a minimum-income figure for this card; S$30,000 is the MAS regulatory minimum cited by third parties, not an issuer-stated number.
Who it’s for
The American Express Singapore Airlines KrisFlyer Ascend Credit Card is a air miles card from American Express, best suited to people who spend on travel, dining and general spend. It carries an annual fee, so weigh that against the rewards you'll genuinely use.
View official detailsAlways confirm the latest fees, rates and terms on the issuer’s site.
Sources
- American Express official product page
- MoneySmart: Amex Singapore Airlines KrisFlyer
- MoneySmart: Best American Express Cards
Last reviewed 16 Jun 2026.
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- DBS Altitude Card — DBS
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