Miles vs Cashback

UOB PRVI Miles Card

Heavy-spender travel card geared to overseas and regional spend with lounge access.

Issuer
UOB
Network
Visa
Rewards
Miles
Annual fee
Annual fee — often waivable
Strong overseasLounge access
Overseas spendTravelGeneral spend

Pros

  • +First-year annual fee waived (S$261.60 thereafter)
  • +~2.4 mpd base on foreign spend, good for overseas use
  • +Airport lounge access included
  • +Visa option means wider acceptance than Amex variant

Cons

  • S$261.60 annual fee from year two onwards
  • Local rate only ~1.4 mpd, weak for SG spend
  • Standard foreign-currency fee still applies on FX spend
Annual feeS$261.60as of 16 Jun 2026
Miles per $1 (local)1.4 mpdas of 16 Jun 2026
Miles per $1 (foreign)2.4 mpdas of 16 Jun 2026
Min. income (S'porean/PR)S$30,000/yras of 16 Jun 2026
Min. income (foreigner)S$40,000/yras of 16 Jun 2026

Eligibility: Age 21+. Seniors 56+ need only S$15,000; or put up S$10,000 fixed-deposit collateral instead of income.

Who it’s for

The UOB PRVI Miles Card is a air miles card from UOB, best suited to people who spend on overseas spend, travel and general spend. It's strong for overseas spend and includes lounge access. It carries an annual fee that can often be waived — confirm the current terms before applying.

View official detailsAlways confirm the latest fees, rates and terms on the issuer’s site.

Sources

Last reviewed 16 Jun 2026.

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