Citi Rewards Card
Earns boosted ThankYou Points on online and retail shopping, convertible to airline miles.
- Issuer
- Citibank
- Network
- Mastercard
- Rewards
- Miles
- Annual fee
- Annual fee, often waivable
Beginner-friendly
Online shopping
Pros
- +Strong 4 mpd on online and in-store shopping
- +Low income bar, accessible entry miles card
- +First-year annual fee waived
- +Points convert to 10+ airline programmes
Cons
- −Bonus capped at ~S$1,000 eligible spend/month (9,000 bonus points)
- −Weak 0.4 mpd on general and travel spend
- −Mobile-wallet and some online merchants excluded; no overseas bonus
| Annual fee | S$196.20as of 16 Jun 2026 |
|---|---|
| Miles per $1 (local) | 4 mpdas of 16 Jun 2026 |
| Miles per $1 (foreign) | 0.4 mpdas of 16 Jun 2026 |
| Cashback | Up to 4 miles per S$1 (10X ThankYou Points) on online and in-store shoppingas of 16 Jun 2026 |
| Min. income (S'porean/PR) | S$30,000/yras of 16 Jun 2026 |
| Min. income (foreigner) | S$42,000/yras of 16 Jun 2026 |
Eligibility: Minimum age 21. Min income S$30,000 for Singaporeans/PRs, S$42,000 for foreigners.
Who it’s for
The Citi Rewards Card is a air miles card from Citibank, best suited to people who spend on online shopping. It's beginner-friendly. It carries an annual fee that can often be waived. Confirm the current terms before applying.
View official detailsAlways confirm the latest fees, rates and terms on the issuer’s site.
Sources
- Citibank Singapore - Citi Rewards Card (official)
- SingSaver - Citi Rewards Card
- YouTrip - Citi Rewards Card 2026 guide
- The MileLion - Citi Rewards Card review
Last reviewed 16 Jun 2026.
Other miles cards
- DBS Altitude Card — DBS
- Citi PremierMiles Card — Citibank
- UOB PRVI Miles Card — UOB