Standard Chartered Journey Credit Card
All-rounder miles card with non-expiring points and strong online and overseas earn.
- Issuer
- Standard Chartered
- Network
- Visa
- Rewards
- Miles
- Annual fee
- Annual fee — often waivable
Strong overseasLounge access
Overseas spendOnline shoppingTravelGeneral spend
Pros
- +Up to 3 mpd on selected transport, grocery & food delivery
- +Solid all-rounder: ~1.2 mpd local, ~2 mpd foreign base
- +Points convert to airline miles for flexible redemptions
- +Comes with lounge access
Cons
- −S$196.20 annual fee from year 2 (first year waived)
- −3 mpd capped and limited to selected categories only
- −Low ~1.2 mpd on general local spend
| Annual fee | S$196.20as of 16 Jun 2026 |
|---|---|
| Miles per $1 (local) | 1.2 mpdas of 16 Jun 2026 |
| Miles per $1 (foreign) | 2 mpdas of 16 Jun 2026 |
| Min. income (S'porean/PR) | S$30,000/yras of 16 Jun 2026 |
| Min. income (foreigner) | S$90,000/yras of 16 Jun 2026 |
Eligibility: Age 21–65. Foreigners need S$90,000 and an Employment Pass (6+ months).
Who it’s for
The Standard Chartered Journey Credit Card is a air miles card from Standard Chartered, best suited to people who spend on overseas spend, online shopping, travel and general spend. It's strong for overseas spend and includes lounge access. It carries an annual fee that can often be waived — confirm the current terms before applying.
View official detailsAlways confirm the latest fees, rates and terms on the issuer’s site.
Sources
- Standard Chartered official product page
- MileLion: Best Cards for Overseas Spending 2026
- MoneySmart: Air Miles Credit Cards
Last reviewed 16 Jun 2026.
Other miles cards
- DBS Altitude Card — DBS
- Citi PremierMiles Card — Citibank
- UOB PRVI Miles Card — UOB