Standard Chartered Simply Cash Credit Card
Simple uncapped flat cashback on all spend, with no categories or minimum to track.
- Issuer
- Standard Chartered
- Network
- Mastercard
- Rewards
- Cashback
- Annual fee
- Annual fee — often waivable
Beginner-friendly
General spendOverseas spend
Pros
- +1.5% flat cashback on all spend, no categories to track
- +Cashback is uncapped, no monthly limit
- +No minimum spend needed to earn rewards
- +Simple and beginner-friendly, easy to understand
Cons
- −Not free for life: S$196.20 annual fee after first year
- −Flat 1.5% is low vs category cards' higher tiered rates
| Annual fee | S$196.20as of 16 Jun 2026 |
|---|---|
| Cashback | 1.5% flat, uncapped, no minimum spendas of 16 Jun 2026 |
| Min. income (S'porean/PR) | S$30,000/yras of 16 Jun 2026 |
| Min. income (foreigner) | S$90,000/yras of 16 Jun 2026 |
Eligibility: Age 21+. Foreigners need S$90,000 and an Employment Pass (raised from lower levels on 29 Mar 2025).
Who it’s for
The Standard Chartered Simply Cash Credit Card is a cashback card from Standard Chartered, best suited to people who spend on general spend and overseas spend. It's beginner-friendly. It carries an annual fee that can often be waived — confirm the current terms before applying.
View official detailsAlways confirm the latest fees, rates and terms on the issuer’s site.
Sources
- Standard Chartered official product page
- MoneySmart: Cashback Credit Cards
- SingSaver: Simply Cash review
Last reviewed 16 Jun 2026.
Other cashback cards
- UOB One Card — UOB
- OCBC 365 Credit Card — OCBC
- Citi Cash Back Card — Citibank