Trust Cashback Credit Card
App-first no-fee cashback card with a switchable quarterly bonus category.
- Issuer
- Trust Bank
- Network
- Visa
- Rewards
- Cashback
- Annual fee
- No annual fee
Beginner-friendly
GroceriesDiningTransportGeneral spend
Pros
- +No annual fee
- +Up to 15% cashback on 1 self-picked category per quarter
- +Fully managed in-app, no paperwork
- +Visa, widely accepted at home and abroad
Cons
- −15% rate needs ~S$2,000/mo spend, caps ~S$250/quarter
- −Only 1 preferred category; just 1% local / 0.5% foreign base
- −Foreign-spend cashback was cut in Mar 2026
| Annual fee | Noneas of 16 Jun 2026 |
|---|---|
| Cashback | Up to 15% on 1 quarterly preferred category (capped); 1% on other local spend, 0.5% foreignas of 16 Jun 2026 |
| Min. income (S'porean/PR) | S$30,000/yras of 16 Jun 2026 |
| Min. income (foreigner) | S$60,000/yras of 16 Jun 2026 |
Eligibility: Age 21+. Seniors 55+ need only S$15,000. Foreigners need S$60,000 and a valid work pass. (Trust's Key Facts Sheet omits income; figures from third-party reviews.)
Who it’s for
The Trust Cashback Credit Card is a cashback card from Trust Bank, best suited to people who spend on groceries, dining, transport and general spend. It's beginner-friendly. There's no annual fee to worry about.
View official detailsAlways confirm the latest fees, rates and terms on the issuer’s site.
Sources
- Trust Bank official product page
- SingSaver: Best Trust Bank Cards 2026
- MoneySmart: Cashback Credit Card by Trust
Last reviewed 16 Jun 2026.
Other cashback cards
- UOB One Card — UOB
- OCBC 365 Credit Card — OCBC
- Citi Cash Back Card — Citibank